Terms of Service

Please read these Terms of Service ("Terms") carefully before using the Spend Wise mobile application ("the App") operated by Bloomix ID ("we", "us", or "our").

By downloading, installing, or using the App, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use the App.

1. Use of the App

Spend Wise is a personal expense tracking application designed to help you manage your finances. You may use the App for:

• Recording personal income and expense transactions
• Categorizing and organizing your financial data
• Viewing visual statistics and charts of your spending patterns
• Exporting your transaction data to CSV format

The App is intended for personal, non-commercial use. You agree not to use the App for any illegal or unauthorized purposes.

2. User Data & Responsibility

All data entered into the App is stored locally on your device. You are solely responsible for:

• The accuracy of the financial data you enter into the App
• Maintaining backups of your data (using the CSV export feature)
• The security of your device and the data stored on it

We do not have access to your data and cannot recover it if lost. We strongly recommend regularly exporting your data for backup purposes.

3. Disclaimer

The App is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability or fitness for a particular purpose
• Warranties that the App will be error-free or uninterrupted
• Warranties regarding the accuracy or reliability of any information obtained through the App

Spend Wise is a financial tracking tool and does not provide financial advice. Any financial decisions you make based on information shown in the App are at your own discretion and risk.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Bloomix ID shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data or financial information
• Loss of profits or revenue
• Business interruption
• Any damages arising from your use or inability to use the App

5. Intellectual Property

The App, including its design, graphics, user interface, and underlying code, is the intellectual property of Bloomix ID and is protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or distribute the App or its components
• Reverse engineer, decompile, or disassemble the App
• Use the App's branding or assets without written permission

6. App Updates

We may release updates to the App from time to time. These updates may include bug fixes, new features, or improvements. While we strive to maintain backward compatibility, we cannot guarantee that updates will not affect your existing data or experience.

7. Termination

You may stop using the App at any time by uninstalling it from your device. Upon uninstallation, all locally stored data will be permanently deleted. We reserve the right to discontinue the App at any time without prior notice.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Indonesia, without regard to its conflict of law provisions.

9. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Changes will be reflected on this page with an updated "Effective Date." Your continued use of the App after such changes constitutes your acceptance of the new Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: contact@bloomix.cloud
• Developer: Bloomix ID